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Thread: Irresponsible Waster
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26th December 2013 #1
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Irresponsible Waster
Meet the unemployed mother-of-two who borrowed £1,700 from EIGHT payday loan companies to buy 'hundreds' of Christmas presents... and now she says she can't pay any of them back
- Katie McGil, 28, from Devizes, Wiltshire, will have to repay £3,000
- Unemployed mother, who is on benefits, wanted to 'treat' her family
- Has claimed she will be unable to provide for her children when she starts to pay money back
Read more: http://www.dailymail.co.uk/news/arti...#ixzz2obPri3Ua
I saw a few similar shirkers on TV before Christmas getting into untold debt to lavish unnecessary presents on their offspring. This one's a bit unusual as the others had 4 or 5 kids from different fathers. They are unable or unwilling to differentiate between Needs, Wants & Desires .
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26th December 2013 #2
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Haven't these people heard of personal bankruptcy ?
Continue being irresponsible AND give the loan sharks a bloody nose.
If ever I find myself that low, I'll just max out the payday loans and then tell them to get stuffed.
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26th December 2013 #3
Unbelivable
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26th December 2013 #4
And I bet the money she got from the article didn't go on paying back these loans.
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26th December 2013 #5
'tis so easy to say:
"Let's live for the day ...
... and worry about it later!"
But too soon comes the day,
When it's time to repay
Whatever it is you owe ...
Then ... once that y'know,
Does no good to moan
If the cost of the loan
(with interest) is ten times GREATER!
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26th December 2013 #6
if you cant afford it, then dont do it, simple
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26th December 2013 #7Irresponsible Waster
it's time these lot were regulated, that's if U turn Cameron can make his mind up
the number of payday lenders under the Tories have more than doubled, some charging interest at nearly 6000%
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26th December 2013 #8
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irresponsible lenders is quite right. credit card companies are bad--i know the one i had kept INCREASING my credit limit every time i got near it---and i was unemployed at the time.
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26th December 2013 #9
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Joe, bigmac...totally agree.
These companies are a curse, are nothing more than bloodsucking parasites, and should be STOPPED forthwith.
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26th December 2013 #10
she must have told them, or more importantly they must have asked if she was working and does she have kids to support, either she lied or they acted irresponsibly, you would have thought they would want evidence she could pay the money back, like a job and payslips and also if she had any other loans outstanding
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26th December 2013 #11
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You've seen the TV programmes about it Joe.
They don't do any checks.
They don't give a damn. They KNOW the odds are in their favour of making a profit, and that's all they're concerned about.
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26th December 2013 #12
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in my case--i had been caught in a familiar trap---forced to take a commission-only / self employed non-job---i was quite successful---but had to wait a fair time for any money to trickle down. so--i had no choice but to live on my credit card.
needless to say--the company i "represented" went under--and--my commission with it. i knew i couldnt pay my card debt--so i trip to citizens advice soon helped me out. the c-card company were very good about it. after the required number of threatening letters--the debt was passed to a collection company--who postured and demanded--but--as i rented the house--could do nothing. it took a few years--but eventually i paid it all off,--at a dribble a month.
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26th December 2013 #13
I agree with what you say but the truth is we have created a new generation of borrowers who think nothing of spending money they don't have and then blaming everyone else.
I remember it used to be shameful to borrow, when we were kids my mum had to get a provi-loan and we had to keep dead quiet about it as it was not the done thing.
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26th December 2013 #14
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26th December 2013 #15
Labour voters
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26th December 2013 #16
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26th December 2013 #17
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26th December 2013 #18
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26th December 2013 #19
Finance companies lending money to people who can't afford to pay it back.wasn't that one of the big reasons behind our current crisis. Sub prime mortgages. Disgraceful that it's still allowed to happen.
BTW seen at Green Park station today: A company offering loans of/up to £350 to students before their next grant arrives.
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26th December 2013 #20
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26th December 2013 #21
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26th December 2013 #22
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26th December 2013 #23
... ne'er a borrower NOR a lender be
Has long made perfect sense to me!
And lest, perchance, you're e'er pre-empted,
Be sure to decline ... 'ere you're tempted!
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27th December 2013 #24
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Spot-on Arthur.
Probably why I've got nowt .
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27th December 2013 #25
just looking round what people have spent and brought over xmas for the children, it amazes me the money they must have spent, just stupid, the parents fault i say , mobile phones, ipad, kindles, playstations and how old are these kids, some so young they just want one because they see mum and dad on them, stupid people indeed,
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27th December 2013 #26
the best way to save is not to spend, also educate your children to do the same!
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27th December 2013 #27
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Exactly.
I have spent £1.79 this Xmas...plus a couple of quid postage.
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27th December 2013 #28
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27th December 2013 #29
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You're living the wrong side of the border
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27th December 2013 #30
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