I met a Filipina lady online about 2 1/2 years ago, I came to visit her in the Phils and it was love at first sight. We have been married for 18 months now and I couldn't ask for a more loyal, loving and trustworthy wife. I'm 66 and she's 42 but that doesn't make love any less secure. I have moved out here and we are very happy together. Not to sure about the retirement visa option, seems like you have to deposit a load of money here for that. I'm here on a 13a residents visa, had no problems getting that after we were married. If your instinct tells you to do it then go for it. But I will add a foot note, I've known of 2 or 3 Filipina women since I've been here that seem to be using westerners.