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Thread: Expensive living
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8th March 2013 #1Respected Member
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Expensive living
I was happy living here before, but now with 2 children, exchange rate diving weekly, losing child benefit, and daily expenses makes us over draft every month just can't take it anymore...
Cramped, loud, 1 1/2 bedroom expensive flat!
Mortgage: £1000
Agency managing fee: £400/Monthly
Send to Phils: £300/monthly
Food £100 a week
Bills, insurance...
These are only few reasons why we can't travel and have a Social life as a family of 4....
Thinking of moving....not happy anymore....
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8th March 2013 #2Moderator
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Relating this to Steve W's post about supporting family back in phils, no one there would believe you Beth. You must be a millionaire because you are in the UK.... right??? Oh... and why are you only sending £300 a month back.. blah blah blah!!!!
Originally Posted by beth18
Life is not easy Beth,
If you want your dreams to come true ...... first you have to wake up
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8th March 2013 #3Banned
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Forgive me for my ignorance but what is this charge for ;-
Agency managing fee: £400/Monthly
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8th March 2013 #4Trusted Member
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Move to the North of England.
Most things are cheaper, salary probably the same, quality of life much better IMO, with less stress.
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8th March 2013 #5Trusted Member
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8th March 2013 #6Respected Member
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aberdeen £95,000
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8th March 2013 #7Trusted Member
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Bah...extortionate ! Originally Posted by imagine
aberdeen £95,000
.
http://www.rightmove.co.uk/property-...-37916668.html
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8th March 2013 #8Respected Member
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She has got a point. Wait until the posh boys budget. Then it will be even more expensive to live. GUARANTEED.
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8th March 2013 #9Respected Member
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very true indeed
here in the UK.. 
EVERYTHING
cost you 
A place for everything, everything in its place.
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8th March 2013 #10Moderator
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I don't know what, they want from me
It's like the more money we come across The more problems we see
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8th March 2013 #11Respected Member
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ah but can you leave the door unlocked, day or night, and know when you come back, all is just as you left it Originally Posted by grahamw48
oh the profile pic suits you to a tee
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8th March 2013 #12Trusted Member
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we all have to budget, even those who have a little extra cash its becoming harder to live, shop wisely, live within your means even if this means moving house, reduced what you send to the phils and what is the £400 fee for Originally Posted by beth18
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8th March 2013 #13Trusted Member
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Hey...tell you what mate. Originally Posted by imagine
ah but can you leave the door unlocked, day or night, and know when you come back,all is just as you left it
oh the profile pic suits you to a tee
My place DID get broken into, and if it hadn't been for my next door neighbour telling me...I'd never have noticed anything out of place.
.
.
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8th March 2013 #14Moderator
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Originally Posted by Dedworth
No reply yet. Originally Posted by stevewool
... maybe she runs/owns a small [? personnel recruitment] agency of some sort and the £400 is for the monthly rental of the property used. Just a thought! 
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9th March 2013 #15Trusted Member
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never now Arthur, i hope its not a charge from a agency for giving out work
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9th March 2013 #16Respected Member
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I was so surprised at the cost of living on my last visit to the UK, it was the final straw and made me decide definitely that we won't be returning. Life is hard in the UK, even if your earning a reasonable salary. Some friends of mine and I have come the opinion that unless your earning more than £100,000 in the UK you couldn't live a comfortable life.
We are in the process of getting an Australian visa, which we hope will offer us a better quality of life in the future, particularly when the salaries in my line of work are about 4x the UK salary offering.
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9th March 2013 #17Trusted Member
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its all down to what you think is right for you and your family, it is hard living here in England whats the saying, work to live live to work, well it seems you will be working till you die if you stay here,
Just going on how i live and i think i am a lucky one, we both work very hard, we own our own house and dont have any debt other then the bills that come from month to month, we save and are both looking forward to a early retirement 5 years early i am planning so i am going at 60 all being well,
You dont have to earn that amount £100,000 to live well, its having no debt that you can live well
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9th March 2013 #18Respected Member
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Originally Posted by grahamw48
Hey...tell you what mate.
My place DID get broken into, and if it hadn't been for my next door neighbour telling me...I'd never have noticed anything out of place.
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9th March 2013 #19Respected Member
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Originally Posted by Steve.r
Relating this to Steve W's post about supporting family back in phils, no one there would believe you Beth. You must be a millionaire because you are in the UK.... right??? Oh... and why are you only sending £300 a month back.. blah blah blah!!!!
Life is not easy Beth,
Steve, £300 hat we send is apart from we are paying a second mortgage because we got them a 4 bedroom house, I know my husband is so generous I'm working hard as well so I can help around. I am Happy on my part that finally I am able to help my family but sometimes if I look into our situation here I feel sad but what can I do... I know this should stop some how I just don't know when....
But what we send and do for them is nothing compared to friends I know. My husband tells me that what making us short is really the managing Agency for the building collecting 20 grand for building works and beautification. oh well..
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9th March 2013 #20Respected Member
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There was a contract agreed 3 years ago that the building have to be fixed externally so all flat ownwers have to pay certain amount for the whole project, you know fixing of the hall way carpets lighting, window cleaners, hall way cleaners, fixing of the lift, right now they are doing the external of the building window frame and so on... Originally Posted by Dedworth
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9th March 2013 #21Moderator
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i think there are many people worse off than you Originally Posted by beth18
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9th March 2013 #22Respected Member
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Beth, there are a number of members here on less than £10000 per annum, me included and we budget accordingly, our total bills incuding food and £475 rent monthly allow us to just to be able to manage. Just hoping that when wifey starts earning we can save her salary. One must try and live within one's means, you and your kids come first and I was quite shocked that you said you were using your overdraft instead of cancelling sending money to Philippines. Dont wish to offend!!
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9th March 2013 #23Respected Member
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It's not possible at the moment, My H works in East London.... Originally Posted by grahamw48
Move to the North of England.
Most things are cheaper, salary probably the same, quality of life much better IMO, with less stress.
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9th March 2013 #24Respected Member
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Hahaha! anything else? Originally Posted by grahamw48
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9th March 2013 #25Respected Member
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Steve, It's for the managing Agency fee. looking after the building apparently Originally Posted by stevewool
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9th March 2013 #26Moderator
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you have to live within your means. no point in getting in debt here to send money to your family in the phils, soon or later everything could come tumbling down Originally Posted by Michael Parnham
Beth, there are a number of members here on less than £10000 per annum, me included and we budget accordingly, our total bills incuding food and £475 rent monthly allow us to just to be able to manage. Just hoping that when wifey starts earning we can save her salary. One must try and live within one's means, you and your kids come first and I was quite shocked that you said you were using your overdraft instead of cancelling sending money to Philippines. Dont wish to offend!!
if any of you lose your job you could be in deep 
good luck with your wife finding a job Michael
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9th March 2013 #27Respected Member
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Hi Arthur, Originally Posted by Arthur Little
No reply yet. ... maybe she runs/owns a small [? personnel recruitment] agency of some sort and the £400 is for the monthly rental of the property used. Just a thought!
It's a monthly fee for the managing agency who do building works and maintenance in our building.
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9th March 2013 #28Trusted Member
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wow so much, i hope it all works out for you in the end, try sending a smaller amount to the phils or sending something when you can afford it, i am sure they will understand
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9th March 2013 #29Respected Member
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£400 managing fee,
thats a mortgage
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9th March 2013 #30Respected Member
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And it's killing us... Originally Posted by imagine
£400 managing fee, thats a mortgage
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