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Thread: Letter from the Govt.
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10th November 2012 #1
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Letter from the Govt.
I got a letter from the gov. this morning telling me I'll soon be entitled to something called 'Pension Credit'.
Well, this made me laugh so much that I had to take a quick run up and down the stairs and do a couple of handstands in the lounge...to prove them wrong.
I now have a broken ornament and a pulled muscle in my leg.
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10th November 2012 #2
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10th November 2012 #3
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Just an age-related thing to top up one's meagre finances (if they are meagre...it's means-tested).
Made me laugh, to even think of myself as a 'pensioner' . haha
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10th November 2012 #4
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10th November 2012 #5
... without intending to offend the sensitivities of any of our (dare I say?) older members, 'Pension Credit' is an extremely valuable resource for supplementing the incomes of those people aged 60 and over who are already retired from full time employment and/or whose resultant earning power falls below an acceptable level.
Let's not mock it.
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10th November 2012 #6
Funny you should mention this I had a letter from HMRC not so long back asking me to fill a form in because it wouldnt be long to getting my state pension. Its 14 years away.
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10th November 2012 #7
Moreover ... Guaranteed Pension Credit entitles its recipients to a substantial reduction in Council Tax, FREE dental treatment, discount on spectacles and no prescription charges in England (Scotland being already exempt).
It is well-worth having!
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10th November 2012 #8
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I think it's the same as being unemployed, but no need to sign on. Hmm.
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10th November 2012 #9
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10th November 2012 #10
Whilst you're technically correct, Graham ... the expression "early retired" tends to sound preferable to the word "unemployed" when speaking in terms of older folks who are no longer working - albeit, there ISN'T any requirement for those over 60 to "sign on" if they've paid their full, statutory National Insurance Contributions and also meet the means-tested criteria.
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10th November 2012 #11
I retired in 1986, got a war pension, and have been working hard ever since
Keith Driscoll - Administrator
Managing Director, Win2Win Limited
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10th November 2012 #12
with myself retiring early 60 instead of 60 something what ever the figure is, anyway i have worked since i was 17 and with just 6 months in all that time out of work, so with my reckoning thats over 43 years, so surely i will get a state pension, yes i cannot claim it till i am at retirement age which is going to another 6 years i think, am i right
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10th November 2012 #13
you only need 30 yrs contributions, sorry nothing extra for the other 13 yrs
depends when you were born, you may retire at 65, but you may not get your pension untill later depending on your date of birth,
example , i was born feb 1954, i can retire at 65, but i wont get any pension untill im 65 and a half
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10th November 2012 #14
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10th November 2012 #15
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i get pension credit--first claimed it when i was 60 means i'm guaranteed over £140 a week--yes please !! but i do get a bit knocked off because i have savings over the £10 grand threshold.
oh--and you can still work--so if you do part time and get say--£100 a week--you get it topped up to the full amount. better than a poke in the eye.
but i think new claimants now have to be 0ver 62.
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10th November 2012 #16
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Can't really see myself living large on 140 quid a week.
No mention of bus pass, which would come in handy.
Looks like people a year or two older than me are the last of the lucky ones, but I'd rather be that bit younger anyway I suppose.
Still, now that we're all having to do our bit to help pay off the wealthy bankers' miss-management, MPs' fraud and theft, a million illegals and sob-story lying 'asylum-seekers', plus other assorted parasitic detritus....
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10th November 2012 #17
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