I had previously wanted to live abroad in a few years time but recent experiences with my brother's serious illness in Philippines have really changed my mind. I am lucky enough to have a private healthcare plan through my employer in the UK as well as also being able to use the NHS. As I am getting older and will, like everyone else, be susceptible to illness with age, there is now absolutely no way that I would give that up and put myself at unnecessary risk and expense. In the meantime, I am very conscious about what I can do to help myself and aim to do as much as I possibly can