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Thread: learning to drive in uk
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20th January 2012 #1
learning to drive in uk
Hi, Can anyone tell me a good cheap insurance company in the UK That will insure my wife who is learning to drive... I need her putting on my insurance, but its proving to be a major difficulty... Most companies dont offer learner drivers, especially to foreigners who have only been in the UK for less than 2yrs... we have no convictions, all documents are in order, never had anything refused etc etc.. but the quotes are horrendous... any help on this would be gratefully received...!!!!
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20th January 2012 #2
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20th January 2012 #3
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Total nightmare.
Trying to get my 18 year-old learner son insured at the moment. Almost ready to take his test.
Don't think it's going to happen.
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20th January 2012 #4
Wow I thought it would be easier than it sounds - this is something I would be looking into soon, one of my relatives (age 26 passed in December) is getting quotes and even with the black box (Co-op) the premium was £3500 a year!
I am going to hate trying to get insurance for Rina - may be worth getting a an old scrap heap and insuring it TPFT just to get some experience and NCD...
Good luck in getting it done!
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20th January 2012 #5
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Here's my "pick-of-the-pops" for Provisional, New and Young Drivers.
I have no connections with any of them.
iKube (specialist 17-25, learners and first-time drivers)
Coverbox
The Co-operative Young Driver Insurance
and here
Young drivers 'pay how you drive' insurance unveiled by Co-op
Swintons Young Driver
Learner driver insurance
provisionalmarmalade
endsleigh for New or Young drivers
Worth checking out the links
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20th January 2012 #6
Pass Plus
It stands to reason that car insurance companies see new drivers as high risk. An option for inexperienced drivers that is beneficial both financially and in terms of their own safety and that of their passengers and other motorists, is to take extra lessons with the Pass Plus scheme. To do so can result in a reduction in your insurance premiums by as much as 35%.
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21st January 2012 #7
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Yes Joe, I've looked into this (and the tracker scheme) and you're still talking several thousand pounds to insure a young inexperienced driver with a reputable insurance company.
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21st January 2012 #8
Any teenager wanting to drive will be paying thousands. As long as the young person does not essentially need to drive then a taxi would be cheaper than paying the insurance.
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21st January 2012 #9
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True...or using dad as a chauffeur.
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21st January 2012 #10
I have used Aviva when I was just a learner, I think the company just charged us extra £50 since that is our car insurance. And when I passed I've just gave them my UK license details. And so far, they quoted us £485 yearly, that includes me and my hubby.
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21st January 2012 #11
Many thanks for all the quick replys... I will check some of these companies out... thanks again you guys...(and gals) ....!!
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24th January 2012 #12
Alas!! Having tried all the insurance companies suggested, some don't even insure L drivers, and all are over a 1000 pounds a year, so maybe its a non starter till she passes her test.....( probably won't be much cheaper even then, cos she will just be a new driver) But thanks guys and gals for your input...!!
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24th January 2012 #13
Pardon me for saying so ... but is it really so essential for your wife to learn to drive at all? ... I mean, really ... given the volume of traffic on today's roads in a small(ish) island like . Take ME, for instance ... unlike 99.9 percent of men of MY generation, I'm a non driver. Oh ... my father - in tandem (s'cuse pun, I've been a lifelong cyclist!) with a local School of Motoring - tried to teach me over 40 years ago ... but he'd been wasting his time (and petrol) because it simply wasn't my scene. However, if she's genuinely keen - and you're prepared to shoulder the expense - then why not? All good luck to her in her endeavours.
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24th January 2012 #14Trying to get my 18 year-old learner son insured at the moment. Almost ready to take his test.
Sometimes you're flush and sometimes you're bust, and when you're up, it's never as good as it seems, and when you're down, you never think you'll be up again. But life goes on.
The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman is seen in her eyes, because that is the doorway to her heart, the place where love resides. True beauty in a woman is reflected in her soul. It's the passion that she shows to the outside world.
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24th January 2012 #15
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24th January 2012 #16a 19yr old i work with pays £350 a month
(Sadly at my age a zimmer frame seems overly speedy ).
Sometimes you're flush and sometimes you're bust, and when you're up, it's never as good as it seems, and when you're down, you never think you'll be up again. But life goes on.
The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman is seen in her eyes, because that is the doorway to her heart, the place where love resides. True beauty in a woman is reflected in her soul. It's the passion that she shows to the outside world.
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24th January 2012 #17
... fair enough at 19! But my son turned 40 last October ... he's lo~ong been a motor bike enthusiast ... and the HIGHER the engine capacity, the better! ... is it ANY wonder I'm an before my time?
Time I had one of those, I reckon ... my wife worries about my safety whenever I even THINK about going out on my [push] bike nowadays - due to my increasing hearing problems.
Arghhh!
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24th January 2012 #18
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Also known as 'born again bikers'.
They have a high accident rate too, so tell him to be careful !
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24th January 2012 #19
Best not to insure your wife until she has passed her test, just leave it to the instructor.
Then take the Pass Plus.
My son passed last year and pp got him an extra 10% off. It was best he bit the bullet and got his own insurance so he could start accumulating no claims bonuses. He paid £1400 last year and his renewal this year was £900 plus. Astronomical prices I know but they have us by the short & curlies. Thats in the London outskirts.
My renewal for my work van came in at £595 from Direct Line fully com and with maximum bonuses. Shopped around and got it for £460 from Aviva.
Direct Line then gave me a quote for £490, now that p----ed me off as they should have offered that in the first place. Anyway I gave them the heave ho.
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24th January 2012 #20
agree with pete/london.
just get someone to teach your wife, cheaper than putting her to your insurance till she pass the test. am having lesson at the moment twice a week and now since i can drive already without heating the pavement its down to once a week and am about to start my theory test. my husband bought me a small car old little corsa (2004) as will save us a lot of money on insurance after i pass my practical test.
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24th January 2012 #21
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27th January 2012 #22
yeah... and yeah.... to all posts... thanks again..... It seems a sign of the times when the insurance companies have you by the balls.... At one time 3rd party was cheap as cheese. Now its no cheaper than fully comp..... Insurance companies are a rip off, always were, but are massive swindlers now.!!!! Will wait till she passes her test.... but even then it will be bloody expensive..... thanks again......
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