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17th April 2011 #1
Credit availability and any hidden factors in the phils ???
Advice please Folks.
Me and my GF are setting up a bank account in her name whilst i am next there. There will initially be a lot of money in the account as her Sister is building a home for the family and sending cash from Korea to fund this.
My question is that i also wanted to pay into this account for the purchase of various household goods for myself and her family to use, initially my idea was to give my GF approx 20-30% of the overall price as a deposit and then give her a monthly allowance to take care of the credit payments. Are there any pitfalls or weird Filipino credit laws to watch out for? Its simple here obviously but i haven't got a clue of the workings in place there.
And advice greatly received.
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