monthly outgoings

[Pepe n Pilar]

Hi I am just learning more this, and I am curious. Do they check your credit rating?Is this taken into consideration?

Hi Gary&Jessica,

I don't think the Home Office have any interest in your credit rating, as long as the past six months bank statements show that there is sufficient income to support you and your fiancee, without any recourse to state benefits. There are lots of well-off people who have a poor credit rating because of missed bills or county court judgements against them in the past. It would probably be illegal for the Home Office to make decisions based on this - also credit searches are expensive and they hate spending money unnecessarily.
Cheers!