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  1. #1
    Respected Member Ann07's Avatar
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    Xoom is so fast...

    I sent money last week for family emergency since i cant go out because of my big bump to go to my bank to send money. I tried xoom online using my paypal. I was amazed they got the money instantly Good for emergency
    LIFE IS BEAUTIFUL


  2. #2
    Moderator joebloggs's Avatar
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    as i posted b4, some people have had problems with buying and selling using pay pal..


    i only use it for very small amounts of money, i only use CC for large amounts of money..

    http://www.paypalsucks.com/


  3. #3
    Administrator KeithD's Avatar
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    I turnover £10,000's on Paypal each year and only ever had one major problem, and that was resolved OK.
    Keith Driscoll - Administrator
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  4. #4
    Moderator joebloggs's Avatar
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    maybe i'm worng then

    thru ebay thou ?

    would you use pay pal to buy an airline ticket or use it to transfer money to the phils

    i'm sure you don't get the same protection you do with buying with a CC?


  5. #5
    Administrator KeithD's Avatar
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    Paypal offer pretty good protection now, one of the reasons is they want to avoid the chargeback costs from the CC companies after they have refused a refund, but the CC don't.
    Keith Driscoll - Administrator
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  6. #6
    Respected Member Ann07's Avatar
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    Quote Originally Posted by joebloggs View Post
    as i posted b4, some people have had problems with buying and selling using pay pal..


    i only use it for very small amounts of money, i only use CC for large amounts of money..

    http://www.paypalsucks.com/
    same here joe never use it for big amounts we use our CC if its too much we pay esp james' stuff cost us a fortune wahhhhhhh
    LIFE IS BEAUTIFUL


  7. #7
    Respected Member Ann07's Avatar
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    Quote Originally Posted by Win2Win View Post
    Paypal offer pretty good protection now, one of the reasons is they want to avoid the chargeback costs from the CC companies after they have refused a refund, but the CC don't.
    Thanks for the info boss

    But so far we've been using paypal for many years never had a problem with it.
    LIFE IS BEAUTIFUL


  8. #8
    Respected Member Pepe n Pilar's Avatar
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    Quote Originally Posted by Ann07 View Post
    I sent money last week for family emergency since i cant go out because of my big bump to go to my bank to send money. I tried xoom online using my paypal. I was amazed they got the money instantly Good for emergency
    I've been using xoom eversince. It's credited to the recipient's acct instantly.
    " The people who mean something to your life are not rated "the best" don't have the most money, haven't won the greatest prizes....
    They are the ones who care about you, take care of you, those who, no matter what, stay close by... "


  9. #9
    Administrator KeithD's Avatar
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    Beep Beep Road Runner is pretty quick as well

    Keith Driscoll - Administrator
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  10. #10
    Respected Member Ann07's Avatar
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    Quote Originally Posted by Win2Win View Post
    Beep Beep Road Runner is pretty quick as well

    LIFE IS BEAUTIFUL


  11. #11
    Respected Member MarBell379's Avatar
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    Xoom IS quick. Its NOT cheap though.
    Their transfer rates are better than Western Union (which is also almost immediate), but their exchange rates mean you lose out more every time.


  12. #12
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    Quote Originally Posted by MarBell379 View Post
    Xoom IS quick. Its NOT cheap though.
    Their transfer rates are better than Western Union (which is also almost immediate), but their exchange rates mean you lose out more every time.
    The difference, the way I see it is very simple....

    It is to have a job done, or having the job done properly and efficiently......

    I have been using Xoom in tandem with paypal for a number of years, as I reported on a few posts already, and apart from one incident, which was out of xoom control, I never experienced any problems.

    You pay for what you get.
    I don't mind a quid or two extra if I have the asssurance that the transfer is quick and reliable and trackable to the end.
    But there is no need for tracking anything, as xoom will send you emails at every stage of the transaction.
    And with paypal I am authomatically insured for up to £500, I believe.


  13. #13
    Respected Member MarBell379's Avatar
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    Ive never had a problem with Western Union and Credit Cards.
    Not sure about Paypal, but I object in principle to the sneakiness of having low transfer rates (the but everyone looks at) and awful excahnge rates (which most people don't). Its the lowest form of unethical sales.


  14. #14
    Administrator KeithD's Avatar
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    Quote Originally Posted by MarBell379 View Post
    Ive never had a problem with Western Union and Credit Cards.
    Not sure about Paypal, but I object in principle to the sneakiness of having low transfer rates (the but everyone looks at) and awful excahnge rates (which most people don't). Its the lowest form of unethical sales.
    Just go long on the Pound

    I predicted it would hit 1.6 a week ago and zap
    Keith Driscoll - Administrator
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  15. #15
    Member future=dreams's Avatar
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    22% is not really cheap

    Xoom transfer rates at the bottom end are 22% having someone in the Philippines with a prepaid mastercard would cost £1.50 + 3% for the foreign currency to draw the cash from an atm also instant and no paper trail


  16. #16
    Respected Member MarBell379's Avatar
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    I LIKE the paper trail - LOL
    Gives me more to remind me of my girl even when we're not together


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