Disclaimer: By posting on this web site it is accepted that you have agreed to our Terms. Please DO NOT publish copyrighted material/pictures without the owner’s permission, you are liable for any costs incurred.


Results 1 to 21 of 21
  1. #1
    Moderator
    Join Date
    Aug 2010
    Location
    Marikina City
    Posts
    26,785
    Rep Power
    150

    Philippines: PhilHealth

    Somewhere buried in another post are details about the new PhilHealth plan for foreigners in the Philippines.
    These were first posted by fred and jonnijon I believe

    Here's the link to the new rules and regulations which become effective July 1st 2017 :-

    https://www.philhealth.gov.ph/circul...c2017-0003.pdf

    Everyone has there own thoughts on the usefulness of PhilHealth but when it was P2400 per year it was really a no-brainer.
    At P17000 per year I need to seek out whether this is going to be beneficial or not.

    My thinking has always been that the good thing with Philhealth is that with a PhilHealth ID it gets you into the hopsital and able to see a doctor.
    Here in the Philippines that's not a 'given' and if you end up with some kind of emergency at least the ID is worth it.

    My wife phoned up PhilHealth and they seemed to be saying that if you're already a dependant member you can continue.
    Since my wife was the one on the phone and i was the one passing bits of paper with questions on for her to ask it all got a confusing.

    Next week we'll go to the local PhilHealth office for a serious discussion.

    Anyway at least this new thread on an old topic should be easy to find.

    If anyone knows more please share


  2. #2
    Respected Member robbie bobby's Avatar
    Join Date
    Mar 2013
    Location
    guernsey
    Posts
    312
    Rep Power
    67
    Funnily enough my missus was dealing with the same thing the other day.We were told by PhilHealth that as shes paying the premium and I/OUR children are dependant when in the Phils then she just continues paying the regular payment and we are still covered for any problems which arise.

    She asked if it made a difference if we were merely on a 6 month holiday or if we were residing there and again Phil Health told her that as long as shes paying the monthly premium we remain covered.They did say that if she allowed it to lapse and then we needed covered(myself and dependants)that the higher premium would come in to effect.


  3. #3
    Respected Member robbie bobby's Avatar
    Join Date
    Mar 2013
    Location
    guernsey
    Posts
    312
    Rep Power
    67
    Funnily enough my missus was dealing with the same thing the other day.We were told by PhilHealth that as shes paying the premium and I/OUR children are dependant when in the Phils then she just continues paying the regular payment and we are still covered for any problems which arise.

    She asked if it made a difference if we were merely on a 6 month holiday or if we were residing there and again Phil Health told her that as long as shes paying the monthly premium we remain covered.They did say that if she allowed it to lapse and then we needed covered(myself and dependants)that the higher premium would come in to effect.


  4. #4
    Moderator
    Join Date
    Aug 2010
    Location
    Marikina City
    Posts
    26,785
    Rep Power
    150
    Thanks for that robbie bobbie


  5. #5
    Respected Member jonnijon's Avatar
    Join Date
    Oct 2006
    Location
    Philippines
    Posts
    1,299
    Rep Power
    112
    So it seems from my reseach, that memo was very badly worded. If you are legally married and here on a 13a or g visa or srv retirement the payment will stay as is. If you are not married then the payment will go up .
    Here is an excert I found on another site.
    Ok, so after much discussion I believe and many phone calls to HO (Philhealth) Manila. Azons' Company Secretary had this to tell us ( I say us, as he has done this for me on our behalf so we can know)
    The rules are such, Unified Dependency will not change, that is, those Married and here on a 13a or other such Visa that makes us Permanent Residents ( Operative word is Legally Married) will still be a dependent of our Spouse and enjoy the benefits of the scheme ( as per Law) but where anyone now covered by a Live in Wife will not, However should a Foreigner become a member they can claim for others as Listed on the Policy, Tourists on 9a temporary or otherwise must take out a policy of their own.
    This is the state of Play as I am told at 6.15pm this evening
    So G % G's the Emphasis is Married and a Permanent Resident to continue your Philhealth Dependency Cover.
    He was told that the Circular was actually bady written in Parts and omitted some vital facts that may have led to the confusion it obviously has.
    Let's hope that all this is just not Hogwash but I am inclined to believe the issue given to whom it was relayed to.
    This is dated May 3.


  6. #6
    Moderator
    Join Date
    Aug 2010
    Location
    Marikina City
    Posts
    26,785
    Rep Power
    150
    Brilliant update. Thanks

    I feel a lot more confident now that we're on the right track and I feel more confident in my discussions with PhilHealth this week at their Cubao satellite office.

    I'll get whatever guide,flyers and explanatory notes I can get.

    Anything important I'll post here


  7. #7
    Trusted Member
    Join Date
    Jul 2005
    Location
    Pangasinan
    Posts
    25,596
    Rep Power
    150
    I will happily pay the p17,000 from July if it means not being left on a hospital doorstep bleeding to death while I try to remember where I put my travel insurance number.


  8. #8
    Moderator
    Join Date
    Aug 2010
    Location
    Marikina City
    Posts
    26,785
    Rep Power
    150
    Well I finally got around to renewing my Philhealth.
    After much ado I discovered that I needed to go to the new Philhealth Centre for Quezon City area located just opposite ABSCBN Tower.
    I took the LRT to Cubao then a taxi as the MRT is a complete mess. It's not a major journey.
    Have to say the service was efficient and well organised...still long long waiting though

    I now pay P17000 per year. I pay quarterly P4250 and need to make payment only at the Philhealth Centre which is a bit of a pain but hey ho.

    I added my wife as a dependant on my plan and cancelled out her existing one.

    There is a downside to this new system.....there is no Z plan to cover major major procedures


  9. #9
    Trusted Member
    Join Date
    Jul 2005
    Location
    Pangasinan
    Posts
    25,596
    Rep Power
    150
    Very useful info.

    Many thanks for the update. This is something I need to sort out in the near future, especially as my travel insurance has now been upped considerably in price, due to my OAP status.


  10. #10
    Respected Member jonnijon's Avatar
    Join Date
    Oct 2006
    Location
    Philippines
    Posts
    1,299
    Rep Power
    112
    Quote Originally Posted by Terpe View Post
    Well I finally got around to renewing my Philhealth.
    After much ado I discovered that I needed to go to the new Philhealth Centre for Quezon City area located just opposite ABSCBN Tower.
    I took the LRT to Cubao then a taxi as the MRT is a complete mess. It's not a major journey.
    Have to say the service was efficient and well organised...still long long waiting though

    I now pay P17000 per year. I pay quarterly P4250 and need to make payment only at the Philhealth Centre which is a bit of a pain but hey ho.

    I added my wife as a dependant on my plan and cancelled out her existing one.

    There is a downside to this new system.....there is no Z plan to cover major major procedures
    So I presume you allowed your previous Philhealth to lapse ?? They keep telling my wife there is no change for my payment.


  11. #11
    Moderator fred's Avatar
    Join Date
    Feb 2006
    Location
    South,North East,somewhere.
    Posts
    11,433
    Rep Power
    150
    After using Fil health a couple of times here in private hospitals,I have come to the conclusion that 17K is not good value.. I`d rather save that money and reinvest it for any future health treatment required.
    One of these days I may look closer at Pacific cross plans.


  12. #12
    Moderator
    Join Date
    Aug 2010
    Location
    Marikina City
    Posts
    26,785
    Rep Power
    150
    Quote Originally Posted by jonnijon View Post
    So I presume you allowed your previous Philhealth to lapse ?? They keep telling my wife there is no change for my payment.
    Yep....my mistake I allowed it to lapse.


  13. #13
    Moderator
    Join Date
    Aug 2010
    Location
    Marikina City
    Posts
    26,785
    Rep Power
    150
    Quote Originally Posted by fred View Post
    After using Fil health a couple of times here in private hospitals,I have come to the conclusion that 17K is not good value.. I`d rather save that money and reinvest it for any future health treatment required.
    One of these days I may look closer at Pacific cross plans.
    I was prompted to get it sorted asap after my wife needed hospital confinement with severe Amoebiasis.
    She spent a week in hospital with various medical treatments. Her Potassium level went way down.
    Without Philhealth we would have paid around P70k....with Philhealth we paid only P27
    Still a big hit. The cost of Hospital stay was reasonable but the costs of meds and lab tests were expensive.


  14. #14
    Trusted Member
    Join Date
    Jul 2005
    Location
    Pangasinan
    Posts
    25,596
    Rep Power
    150
    My wife has her own 'standard' Philhealth. She always seemed to be under the impression that I was covered as a 'family member'. I'd always doubted that this would be the case.

    She checked recently with them to see if I am covered in any way. They said NO, I am not.


  15. #15
    Moderator fred's Avatar
    Join Date
    Feb 2006
    Location
    South,North East,somewhere.
    Posts
    11,433
    Rep Power
    150
    Quote Originally Posted by Terpe View Post
    I was prompted to get it sorted asap after my wife needed hospital confinement with severe Amoebiasis.
    She spent a week in hospital with various medical treatments. Her Potassium level went way down.
    Without Philhealth we would have paid around P70k....with Philhealth we paid only P27
    Still a big hit. The cost of Hospital stay was reasonable but the costs of meds and lab tests were expensive.
    Sorry to hear about that and glad that P/H worked out so well for you both..
    In our case,on 2 different occasions we had two separate one week stays and the bill`s were approximately the same..30K
    Phil health gave us 6k off the total bill on both occasions.
    Perhaps that`s because we used a private hospital?? No idea.


  16. #16
    Moderator fred's Avatar
    Join Date
    Feb 2006
    Location
    South,North East,somewhere.
    Posts
    11,433
    Rep Power
    150
    Quote Originally Posted by grahamw48 View Post
    My wife has her own 'standard' Philhealth. She always seemed to be under the impression that I was covered as a 'family member'. I'd always doubted that this would be the case.

    She checked recently with them to see if I am covered in any way. They said NO, I am not.
    Up until last year your wife would have been correct...They changed the rules for us long nose rich foreigners and now they want 17K from us because we can afford it..
    I wont pay them because number one... A matter of principle.. N0.2 Not good value IMO..
    The Mrs and kids still have full coverage so that`s the main thing.


  17. #17
    Trusted Member
    Join Date
    Jul 2005
    Location
    Pangasinan
    Posts
    25,596
    Rep Power
    150
    Quote Originally Posted by fred View Post
    Up until last year your wife would have been correct...They changed the rules for us long nose rich foreigners and now they want 17K from us because we can afford it..
    I wont pay them because number one... A matter of principle.. N0.2 Not good value IMO..
    The Mrs and kids still have full coverage so that`s the main thing.
    Yes, I thought that must be the case Fred.

    I will be investigating what benefit I might derive from joining their scheme, before throwing my cash into it.
    Past and present I've always enjoyed near-perfect health, but as you get older...


  18. #18
    Respected Member jonnijon's Avatar
    Join Date
    Oct 2006
    Location
    Philippines
    Posts
    1,299
    Rep Power
    112
    Don't know what is going on with the Phil health, a guy in Dumaguete last month was told he is still on as his wife's dependant, no increase in payment. My wife has been told the same here in Tagum.

    It seems to me, if you are already a dependant before July last year your payment stays the same. That's if anyone knows different.


  19. #19
    Trusted Member
    Join Date
    Jul 2005
    Location
    Pangasinan
    Posts
    25,596
    Rep Power
    150
    I'll double check on ours when I get back there in June.


  20. #20
    Moderator
    Join Date
    Aug 2010
    Location
    Marikina City
    Posts
    26,785
    Rep Power
    150
    Quote Originally Posted by fred View Post
    Sorry to hear about that and glad that P/H worked out so well for you both..
    In our case,on 2 different occasions we had two separate one week stays and the bill`s were approximately the same..30K
    Phil health gave us 6k off the total bill on both occasions.
    Perhaps that`s because we used a private hospital?? No idea.
    We too used a private hospital.
    I'm sure I read that the costs supported by Philhealth are dependant....just on what exactly I'm not sure....but I think on the reasons for treatments/procedures and what those are within their guidelines.

    Bottom line for us is that 17k per year give us a buffer.....quite a few folks we know have said that without Philhealth or other recognised scheme the hospital will demand an upfront payment of around 10K

    Anyway we feel OK about it


  21. #21
    Moderator
    Join Date
    Aug 2010
    Location
    Marikina City
    Posts
    26,785
    Rep Power
    150
    Quote Originally Posted by jonnijon View Post
    Don't know what is going on with the Phil health, a guy in Dumaguete last month was told he is still on as his wife's dependant, no increase in payment. My wife has been told the same here in Tagum.

    It seems to me, if you are already a dependant before July last year your payment stays the same. That's if anyone knows different.
    Yes, that's the way weunderstood it...plenty of ex-pats I know are also still covered under the scheme of their wife as dependants.


Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Similar Threads

  1. Replies: 2
    Last Post: 25th August 2012, 09:04
  2. Replies: 2
    Last Post: 26th February 2012, 23:07

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Filipino Forum : Philippine Forum