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  1. #1
    Respected Member SimonH's Avatar
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    Medical Insurance

    This may be of some use to others here

    Just out of curiosity I rang my travel insurance company yesterday to enquire about a policy that would allow me to spend longer periods of time abroad.
    Now, my current policy is an annual one but it only allows me to be out of the country for a maximum of 90 days at a time. What they suggested was to take out a Backpackers policy which would give you up to 18 months continuous cover, the only stipulation being that you could not return home within those 18 months for a period exceeding 14 days. When the 18 months are up they said you could apply for an extension which they would approach their underwriters with for approval (I doubt it would be approved if you had made a claim).

    May be worth a look for those planning a longer stay or as a stop gap before you get a policy over there.


  2. #2
    Respected Member Harry T's Avatar
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    Hmmmm, thats interesting Simon you must have posted this, just as i was replying on another thread, could be useful


  3. #3
    Trusted Member stevewool's Avatar
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    Thanks Simon
    I will look into the price of this, very good for the first long stay over there


  4. #4
    Moderator Steve.r's Avatar
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    Interesting Simon, good post.
    If you want your dreams to come true ...... first you have to wake up


  5. #5
    Respected Member SimonH's Avatar
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    Thanks for the replies

    I hope this is beneficial to some members.


  6. #6
    Trusted Member stevewool's Avatar
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    Just tried one, you have to be under 40 , but another one was just over £760 a year for 2 people , bronze cover , platinum was over £2000 per year


  7. #7
    Respected Member SimonH's Avatar
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    Quote Originally Posted by stevewool View Post
    Just tried one, you have to be under 40 , but another one was just over £760 a year for 2 people , bronze cover , platinum was over £2000 per year
    I'm definitely not under 40, and the company I tried were quoting me under £700 for their Gold cover. I currently have black cover which is their highest level but this wasn't available on their Backpacker policy.
    Not sure if I'm allowed to name the company I use


  8. #8
    Trusted Member stevewool's Avatar
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    You can send a PM with the name ,friend


  9. #9
    Moderator Arthur Little's Avatar
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    Quote Originally Posted by SimonH View Post
    I'm definitely not under 40, and the company I tried were quoting me under £700 for their Gold cover. I currently have black cover which is their highest level but this wasn't available on their Backpacker policy.
    Not sure if I'm allowed to name the company I use
    If you're wondering whether *naming the Insurers you use could be construed as an infringement of the forum's policy on Advertising, Simon ... I shouldn't [think] so since, after all ... ... you'd just be *doing so for the benefit of your friends and colleagues on Filipina Roses - as opposed to trying to procure any pecuniary advantage on behalf of the Company concerned.

    If, however, you've any doubts about what I've said, , then you can contact either Keith or Rayna for affirmation.


  10. #10
    Moderator fred's Avatar
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    Quote Originally Posted by SimonH View Post
    I'm definitely not under 40, and the company I tried were quoting me under £700 for their Gold cover. I currently have black cover which is their highest level but this wasn't available on their Backpacker policy.
    Not sure if I'm allowed to name the company I use
    Of course you can!!!!! If its of genuine use to some members,why ever not??


  11. #11
    Respected Member SimonH's Avatar
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    I was concerned about the advertising rule to be honest, but after requests from a Trusted member and 2 ok's from Mods then here you go

    Try Insure and Go https://www.insureandgo.com/?gclid=C...TtUaAm_R8P8HAQ


  12. #12
    Moderator Steve.r's Avatar
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    Thanks for the link Simon, looks good for me.
    If you want your dreams to come true ...... first you have to wake up


  13. #13
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    Quote Originally Posted by SimonH View Post
    I was concerned about the advertising rule to be honest, but after requests from a Trusted member and 2 ok's from Mods then here you go

    Try Insure and Go https://www.insureandgo.com/?gclid=C...TtUaAm_R8P8HAQ
    Haven't double checked all the detail, but so far that looks like a great tip Simon.
    Many thanks for posting


  14. #14
    Trusted Member stevewool's Avatar
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    Quote Originally Posted by SimonH View Post
    I was concerned about the advertising rule to be honest, but after requests from a Trusted member and 2 ok's from Mods then here you go

    Try Insure and Go https://www.insureandgo.com/?gclid=C...TtUaAm_R8P8HAQ
    YOUR BANNED


  15. #15
    Trusted Member stevewool's Avatar
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    That's who I use for our travel , or should it be we use ,


  16. #16
    Respected Member SimonH's Avatar
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    Quote Originally Posted by stevewool View Post
    YOUR BANNED
    No worries, so are you. YOU'RE not YOUR


  17. #17
    Trusted Member stevewool's Avatar
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    Quote Originally Posted by SimonH View Post
    YOU'RE not YOUR
    His hit, ar U Shaw


  18. #18
    Respected Member Tawi2's Avatar
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    Always take medical insurance,my nephew had to pay 800 quid the other week in cebu after going to hospital for a bladder blockage,he will get it back from insurance but some are not so lucky,loads of stories around about hospitals in pinas holding patients hostage,i can think of 2 cases involving brits,heres another
    http://www.dailymail.co.uk/news/arti...ical-bill.html



    Sometimes you're flush and sometimes you're bust, and when you're up, it's never as good as it seems, and when you're down, you never think you'll be up again. But life goes on.
    The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman is seen in her eyes, because that is the doorway to her heart, the place where love resides. True beauty in a woman is reflected in her soul. It's the passion that she shows to the outside world.


  19. #19
    Respected Member jonnijon's Avatar
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    How are they keeping him there? Law was passed I think in 2007 to stop this practice.


  20. #20
    Respected Member Tawi2's Avatar
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    Quote Originally Posted by jonnijon View Post
    How are they keeping him there? Law was passed I think in 2007 to stop this practice.
    Its the philippines,laws are flexible if it concerns money



    Sometimes you're flush and sometimes you're bust, and when you're up, it's never as good as it seems, and when you're down, you never think you'll be up again. But life goes on.
    The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman is seen in her eyes, because that is the doorway to her heart, the place where love resides. True beauty in a woman is reflected in her soul. It's the passion that she shows to the outside world.


  21. #21
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    Everything is relative here in the Philippines

    I have so many relatives here


  22. #22
    Trusted Member stevewool's Avatar
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    I have so many relatives here
    I seem to be introduced to news ones every time we visit the Philippines, even Emma is not sure if they are related


  23. #23
    Moderator fred's Avatar
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    Quote Originally Posted by Terpe View Post
    Everything is relative here in the Philippines

    I have so many relatives here
    Mine are two hours away...

    On a jet plane.


  24. #24
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    Quote Originally Posted by fred View Post
    Mine are two hours away...

    On a jet plane.
    Mine are...........now


  25. #25
    Respected Member SimonH's Avatar
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    Another useful link I found for those that are already in the Philippines and need medication:-

    https://medgrocer.com/

    Might be worth comparing prices to where you're buying from at the moment


  26. #26
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    Quote Originally Posted by SimonH View Post
    Another useful link I found for those that are already in the Philippines and need medication:-

    https://medgrocer.com/

    Might be worth comparing prices to where you're buying from at the moment
    Thanks. That's another useful link to add to my list.

    I usually get my meds from TGP (The Generics Pharmacy)
    There are plenty of branches everywhere with a good range of price options. I've been buying the same brands as I used to get in UK with my prescriptions.

    Another one I've seen advertised on TV is RiteMed


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