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11th April 2016 #1
Best (cheapest lol ) way to send money BUT not WU
ok used WU for years now but suddenly - despite having a verified account - they want wage slips bank statements etc basically they can go swivel.
so i started using transferwise which is good for bank to bank transfers but last week i had to send a money in minutes transfer with money gram and they charged over £9 for a 2000p transfer-
anyone got a cheaper option?
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11th April 2016 #2
would think this topic has been covered a lot of times already -we could send 100k for 9£ but dont know if the company we use operate where you are,it isnt just the cost of sending -the exchange rate they offer is also a big factor .
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12th April 2016 #3
quite aware that this topic has been covered before- but its always worth a re visit as things change and its always good to be aware of the best options diba?
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12th April 2016 #4
- Join Date
- Aug 2010
- Location
- Marikina City
- Posts
- 26,785
- Rep Power
- 150
I've used iRemit and PNB for many years. Always a very good rate. The fees are pretty fair.
I looked at Transferwise and it seems good.
I haven't used it yet and I'm a little hesitant to switch routes without solid recommendations from long term users.
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12th April 2016 #5
Remit and Kabayan we use
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12th April 2016 #6
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12th April 2016 #7
My missus sends it via the Post Office, it's most likely the most expensive way to send it....
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14th April 2016 #8
- Join Date
- Jun 2004
- Posts
- 161
- Rep Power
- 76
I use Orbit Remit, they only charge £5 however much I send. At first you have to upload proof etc but once that's done it's plain sailing. After you state who you want to pay and how much then you transfer the money from your bank to theirs then it's collected by your recipient. I've been using them for a few years..... very happy with them.
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29th May 2017 #9
- Join Date
- May 2013
- Location
- Back in Cradley Heath for now.
- Posts
- 1,135
- Rep Power
- 145
Here is a little comparison site, put in your compare amount and see the difference
https://www.compareremit.com/compare...&sc=GBP&rc=PHP
Perhaps unsurprisingly WU dont feature in the Top 3
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29th May 2017 #10
- Join Date
- Aug 2008
- Location
- Spain since 1988. My wife has been here since June 2006
- Posts
- 2,384
- Rep Power
- 99
The best value for ’transferring money’ is to use a Nationwide credit card.
There is no commission for using it to make purchases (there is for drawing cash) and as long as one pays in local currency then the exchange rate is second to none.
We live in Spain and I use my card for almost all purchases.
If my wife lived in Phil, or of we supported a relative there, sending them a NW credit card on my account, which they could use for purchases, would be the most cost effective way.
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